I love cooking and entertaining! Food is a great (and tasty) way to bring people together. I have so many wonderful memories growing up and being in the kitchen with my family, and each time I cook old family recipes it takes me down memory lane. It is a creative outlet for me to experiment with new recipes, or just throw everything I have in the fridge into a skillet and see how it turns out!
One of my favorite shows to watch on the Food Network Channel is “Chopped”. Being competitive in nature along with my love for cooking is a “recipe” for binge watching this show! Chefs from all over the country bring their skills to compete for the title of “Chopped Champion.” As confident as they all are, no one wants to hear the words “you’ve been chopped.” Whether you are the first one to be eliminated or the last, it’s disappointing when your hard work has been eliminated.
So, how does it feel if you spend all this time working on something and then be eliminated? Have you ever been “chopped” by an insurance company? Unfortunately, this does happen and can happen whether you are a new policy holder or been with a company for many years. There are some conditions that are unavoidable such as being in a territory where the company will no longer write coverage, or in some cases a policy is cancelled due to a certain number claims. On the other hand, companies may cancel a policy due to hazardous conditions discovered upon inspection, premiums not being paid, occupancy or misrepresentation.
Here are some tips to help prevent being “chopped”:
It is an insured’s responsibility to help prevent certain conditions which could cause cancellations, and more importantly to provide accurate information to your agent when reviewing your policy. Take the initiative and help reduce your risk of getting “chopped”!