Our Team

Chelsey Hall, LUTCF


832-777-0381 ext. 1000 Office
[email protected]

Chelsey Hall founded CLJ Risk Management in 2015. Her experience in the insurance industry began in 2008 after graduating with a BBA from Texas State University. She holds her General Lines Property and Casualty and Life Insurance licenses, and in 2014 earned her LUTCF designation (Life Underwriting Training Council Fellow). After working as a Lead Sales Representative at Liberty Mutual Insurance for seven years, Chelsey pursued her career goal to build an independent agency that provides a better insurance experience for clients and provides an opportunity for financial freedom and flexibility for agents. Each day there are lessons to be learned in business and in life, and by educating and problem solving Chelsey is able to share her knowledge and passion with clients, agents and business partners.

Chelsey, her husband, David, and their fur-baby Maggie Lou, are residents of Humble, Texas. They love playing guitar, traveling, flipping houses, and spending time with loved ones. In the spring of 2018, Chelsey combined her love of music and her community and organized a free monthly concert in Downtown Humble, "Music On Main", showcasing local music artists and bands. Information about upcoming events can be found at She is actively involved in the community and has proudly served as President and several other positions for the BNI Humble Business Alliance.

Andrew Mercado


832-777-0381 ext. 1001 Office
832-390-8787 Mobile
[email protected]

Hablo Español

Andrew Mercado is a Spanish bilingual insurance agent for CLJ Risk Management. He joined the agency in 2016 after working for Liberty Mutual Insurance as a Sales Representative for three years. He moved to Texas from Miami, Florida in 2004 and has studied business at San Jacinto College and University of Phoenix. Prior to starting a career in insurance, Andrew had over six years of experience in the banking industry. Andrew holds his General Lines Property and Casualty and Life Insurance licenses.

He has four beautiful children with his lovely wife Amber. They love to spend time together cooking, watching movies, and rooting for their favorite sports teams. There is always a feud in the Mercado house when a Florida team is playing a Texas team, but no one gets hurt! Andrew is actively involved as a coach for Atascocita’s little soccer league and is a member of the BNI Humble Business Alliance. Andrew is a humanitarian, and his true passion is to help people through education and finance, using insurance as his outlet.

Vicky Branecky

Customer Service Specialist

832-777-0381 ext. 1002 Office
[email protected]

Vicky Branecky is the Customer Service Specialist for CLJ Risk Management. She joined the agency September 2018. She has over 15 years of experience in the insurance industry. Prior to her career in insurance, Vicky had over 8 years of experience in the banking industry. In 2015, she was named Customer Service Representative of the Year at Liberty Mutual. Vicky holds the General Lines Property & Casualty Insurance License.

Vicky is a native Houstonian and graduated from Spring Branch High School. She was blessed to raise her daughter as a stay-at-home mom before starting her career. Vicky and her husband, Allen, are residents of New Caney, TX. They love spending time fishing, flea market shopping, and spending time with their daughter, son-in-law, and two handsome grandsons. Vicky and her husband are actively involved in their church, St. Martha’s Catholic Church in Kingwood. Her passion of helping others is revealed through her compassion and integrity.

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